I have been in a few accidents in my life time and have learned a few things about dealing with insurance companies when filing a claim. I know that dealing with an accident can be very frustrating, but if you keep these tips in mind your accident claim will go a lot smoother. The first thing you need to do before any accident happens is know your insurance companies policies and procedures for filing an accident claim. Keep all of your insurance information and the policy itself in your vehicle or wallet. If the unthinkable happens you will have all your information available.
After an accident occurs make sure that you and the other party or parties are ok. Stay alert just in case this is a hit and run. If that is the case try to take a picture of the other drivers license plate and give it to the police. If it is not a hit and run I have always found that making sure the other party is ok is just common courtesy. Especially if you are at fault. Make sure that you are aware of any damage to your car and the other vehicle involved just in case something is missed later. Call the police, they will come out along with fire truck and ambulance. The authorities want to make sure that there is not a fire where other parties can be injured. The ambulance is to make sure that all parties involved are not hurt. The Police will fill out an accident report by hand on the scene. Keep the copy or at a later date you can drive down to the police station to get a printed copy. Call your insurance company to file a claim, have all accident information with in reach when you make the call. Most insurance companies have a first notice of loss team. This will expedite the claim process plus you many need to get a los angeles car accident lawyer. These are my tips.